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The site is located in the London Borough of Wandsworth, South London and is an infill development of the existing building to create 3 apartments with further opportunity to build 3 apartments out the back, on land bordering Garratts Terrace. The Property spans from Garratts lane to Garratts Terrace.

It is 5 minutes walk to Tooting Broadway station, near Tooting Indoor Market, and Tooting Broadway market, both located on Tooting High Street. It is close to the local amenities of Tooting Leisure Centre, St. Georges Hospital, Tooting Gardens, Tooting Bec Common and Lido as well as a plethora of retail shops. The Mayor of London, Sadiq Khan, is from Tooting, and was the former MP for Tooting.

Convenience to leisure, retail, schools and transport is a key selling point for the completed properties and will make the development very attractive to families.

The presence of a key hospital and several schools will make it attractive both from a rental and sales perspective. Its close proximity to the Northern Line station, which takes you into central London in 17 minutes, as well as its relative affordability in comparison to nearby Balham and Wimbledon are also large factors behind the resilience of Tooting as a housing sales market. Its world class bars, tourist attracting markets, the hipster factor due to the local brewers and craftsmen makes it very attractive.


Salt Future 5 (916 Garrett) Limited is offering £310,000 debt investment via the Bond promoted by Crowd with Us for the development of 916 Garratt Lane, London.

Interest on the Bonds is 18% per annum simple interest and will be calculated on a daily basis on the basis of a year of 365 days and shall be payable on redemption of the Bonds. For example, if £10,000 worth of bonds is subscribed for, the daily rate of interest is £4.9315. If in this example the Property Company redeems the Bonds at the end of the term (12 months) this would equate to a redemption amount to the Bondholder of £1,800 interest plus the initial £10,000. An investor holding his Bonds until redemption will receive the redemption amount without any deduction of fees.

Please note that there is no guarantee that planning permission will be granted and, if it is, that current projected valuations will be achieved at the point of exit. If planning permission is not granted for the Project Property, it is not certain that there would be any Bondholder security value in the Project Property and the projected value of security in this property may be less that the redemption value of the Bonds and Crowd with Us fees. Hence the Bond is collateralised against a second Collateral Property; 12 Tankerville Road, SW16 5LL. The developer, who is the director of the Property Company, is also personally guaranteeing the Bond.

The Bond is asset-backed and will be secured via a debenture against the Property Company at Companies House in favour of CWU Trustee Limited on behalf of the investors (Bondholders). The Bond is also secured via a 2nd charge against the property owned by the Property Company and shall be registered at HM Land Registry.

Bondholders have higher seniority than the property developer in the company’s finance stack and will receive priority in terms of redemption of the Bond and payment of the interest. The developer has voting shares and shall manage the Property Company. He shall provide periodic updates on the project to Crowd with Us.

The Property Company will project manage the process from acquisition and development through to refinance and shall update Crowd with Us as the project progresses. If and when funds are released from refinancing of the completed residential units in the project, the Property Company is obliged to redeem the Bond and other loan facilities.

Upon completion of the raise, funds will not be released to the developer until our solicitors confirm all securities are in place.

Garratt Lane
London, SW17 0ND

Garratt Lane

The value of your investment can go down as well as up. Gross Rent and Dividends may be lower than estimated. You may have to wait until the next five year anniversary of the property’s listing on the Crowd with Us platform for an exit event. See Key Risks for further information.
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Crowd with Us (FRN707804) is an appointed representative of Share In Ltd (FRN603332). Share In Ltd is authorised and regulated by the Financial Conduct Authority. Crowd with Us is the trading name of Crowd with Us Limited, a company registered in England No: 9243491. The registered office of the company is Clerkenwell Workshops 27/31 Clerkenwell Close, Farringdon, London, EC1R 0AT.
Neither Crowd with Us Limited, Share In Ltd nor any of their affiliates or group companies provides any advice or recommendations in relation to this website. If you have any doubt about the suitability of any investment marketed by Crowd with Us Limited, or you require financial advice, you should seek a personal recommendation from an appropriately qualified financial advisor that does give advice.
Investments are only available to certain specified persons who are sufficiently sophisticated to understand the risks. Investments in property and unlisted shares carry risk and you may not receive the anticipated returns and your capital may be at risk. Although there is security in place, it does not guarantee that the issuer will be able to make repayments under the loan. Click here to read our Risk Statement.